The Smartest Way to Accept Payments
Cut your net processing fees to 0.55%† with Tap Payments's ad-supported terminals. Free hardware. No lock-in. Real savings.
Why Merchants Choose Tap Payments
Everything you need to accept payments at a fraction of the cost
0.55%† Net Processing Rate
Our ad-supported model means you pay a net 0.55%† per transaction — less than half the industry average. For a business processing $50K/month, that's over $3,000 saved annually.
Free Terminal Hardware
Receive a brand-new Verifone AXIUM Android terminal at zero cost. No upfront purchase, no monthly rental fees. We cover the hardware so you can focus on your business.
No Lock-in Contracts
Our month-to-month agreement means you're never trapped. Cancel anytime with just 14 days' notice. No penalties, no exit fees, no strings attached.
Seamless POS Integration
Connects to your existing point-of-sale system with payment processing powered by Nuvei. Compatible with all major Australian POS software.
Full Ad Control
You decide what's shown on your terminal. Exclude specific advertisers, entire categories, or competitors. All ads are reviewed before going live.
Real-time Dashboard
Track every transaction, see your fees in real time, and monitor your savings. Export reports, view settlement details, and manage your locations from one place.
See How Much You Could Save
Adjust the sliders to calculate your potential savings with Tap Payments
Based on $50,000/month at 1.20%
Pass processing costs on to cardholders
Get Started in 4 Simple Steps
From application to your first transaction in days, not weeks
Apply Online
Complete a quick application with your ABN and business details. Takes less than 5 minutes.
We Review
Our team verifies your details and sets up your merchant account. Usually done within 1-2 business days.
Terminal Shipped
Your free Verifone terminal is shipped to your business address. Arrives within 3-5 business days.
Start Saving
Plug in, enter your activation code, and start accepting payments at 0.55%†. Savings begin immediately.
How Tap Payments Compares
See how our rates and terms stack up against other payment processors
| Feature | Tap Payments | Traditional (Bank) | Square | Tyro |
|---|---|---|---|---|
| Processing Rate | 0.55%† | 1.1–1.5% | 1.6% | 1.5% |
| Terminal Cost | Free | $30-80/month rental | Free (reader) | From $0 (conditions) |
| Lock-in Contract | No lock-in | 12-36 months | No lock-in | 12-24 months |
| Settlement Time | Next business day | 1-2 business days | 1-2 business days | Same day available |
| Monthly Fees | None | Varies | None | Varies |
| POS Integration | Square POS only |
Tap Payments
Built for Every Business
Tap Payments works across 18 merchant categories — from cafes to car services
What Merchants Are Saying
Real businesses saving real money with Tap Payments
“We switched to Tap Payments 3 months ago and have saved over $2,400. The ads on the terminal are professional and relevant — our customers actually engage with them.”
“As a small retail shop, every dollar counts. Tap Payments cut our processing fees in half and the free terminal was a bonus. Wish we'd found this sooner.”
“We process about $80K a month in cards. The savings with Tap Payments are significant — over $5,000 a year. Between the lower fees and the advertising revenue from our terminals, it's been a real boost to the business.”
“Setup was dead simple. Terminal arrived, plugged it in, entered the code, and we were up and running. The ads look great on the terminal and fit right in with our shop.”
“The no lock-in contract was what convinced me to try it. Three months later, I'm saving real money and there's no reason to switch back. The dashboard is great too.”
Ready to Cut Your Processing Fees?
Join 500+ Australian merchants already saving with Tap Payments. Free terminal, no lock-in, and setup in days.